Cruiser (sail) Boats For Sale

Cruiser Sailboats place greater emphasis on comfort than speed. Here the boat should provide liveaboard amenities and sea kindly performance rather than hurtling around the buoys.

The smallest cruising sailboats tend to start at around 26 feet. However, for more comfort and extended passage ability, cruisers over 32 feet are more suitable as they offer additional space and can handle sea conditions a little better.

Cruiser Sailboats require deck space to accommodate essential items for extended cruising. A tender boat will need a secure placement on board if there are no davits. Stability makes for a much safer and more comfortable passage. As a result, cruiser hulls tend to have a larger beam, while catamaran sailboat cruisers offer large beams and additional stability and speed.

Cruiser sailboats typically have an inboard engine and a generator to supply power to essential items such as freezers and fridges on larger vessels. While solar panels will keep the batteries charged for lighting and electronics.

Accommodation below decks is crucial for comfortable cruising, and cruiser sailing boats typically have at least one cabin with a heads. Smaller cruiser sailing boats will have a ‘v’ berth cabin in the bow and berths in the saloon. As the boats get bigger, aft cabins are possible, and port and starboard cabins become a reality for vessels over 40 feet.

Rigging on cruiser sailboats must be rugged and resilient to the wear and tear of extended cruising. The helm position greatly benefits from sun protection when cruising in tropical waters.

The average financing or boat loan rate for Cruiser (sail) Boats today is 7.99%. Cruiser (sail) boat loans currently range from 7.49% to 10.74%. Keep in mind, there are factors that determine this rate range such as down payment amount, your credit lines, and credit score. If you need a boat loan for a Cruiser (sail) boat to cover the purchase of a new or used boat, the [Boatzon loan calculator](https://boatzon.com/boat-loan-calculator) can help you determine what type of boat you can afford. Our pre-qualification process for a boat loan does not require your SSN required to pre-qualify, has no impact on your credit report, and we can approve your loan as fast as 24 hours.

The average estimated annual policy for Cruiser (sail) boats on Boatzon averages {{{average_estimated_insurance}}}. Boat insurance rates are generally lower or higher depending on where you live. For example, if you live in a state with a coastline or prone to name storms or hurricanes, your rate will be higher. Territories such as the Great Lakes states or states with rivers have lower insurance the smaller boat lengths. Northern states typically have lower rates as well due to the boating season being shorter.