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Enter product price

This is the amount of money you are requesting for your loan. You can request up to 50,000.

Est. Monthly Payment

From $387.35 / mo

Terms Available

72 Month Term

Same Day Approval

Yes

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Why Get a Boat Loan with Boatzon?

Instantly pre-Qualify

Getting pre-qualified takes just
2 minutes, and your credit score
will not be impacted.

Qualify Regardless of Credit

We’ll show your our best available
rates across all lenders -
even with poor credit

See Real Rates & Monthly Payments

After pre-qualifying for a boat loan,
we’ll show you real loan rates, down payments, and monthly terms.

What Our Customers Say

See why boat buyers love buying their boat on Boatzon.

Very straightforward process with active communication to make sure everything was taken care of.

Mark Whitley15 days ago

Ian was so helpful and kept me informed the entire process. Thank you for such a

Kristi Andrew21 days ago

Stephen Bertoni goes above and beyond! Communication is second to none. he is patient and follows

Stephena month ago

MY EXPERANCE WITH BOATZON WAS CERTINLY DIFFERENT WITH CONSIDERATION OF OTHER BOAT LOAN COMPANYS.

JOHN2 months ago

Stephen was amazing made the whole process very easy!

Shane2 months ago

Justin was great! The process was easy and everything moved very quickly.

Jeremy Leskovisek3 months ago

Start to finish, this was a fairly easy process. I spoke with a loan specialist within a few minute

Angela Kearney3 months ago

Very 'hands off' approach for a buyer. Boatzon took care of everything needed. A little more timely

Broc3 months ago

Stephen bertoni was the most professional bussiness manager I've ever dealt with Seamless proce

Christie 3 months ago

Steve was awesome! Everything went so smooth and very professional. We were ready to give up. But i

Iris poland3 months ago

Frequently Asked Questions

Benefits Of Financing With Boatzon

Boatzon’s instant pre-qualification process does not impact your credit score. Boatzon conducts a soft pull on your credit to provide you with a pre-qualification and APR rate options. Boatzon works with 20+ marine banks and lenders to get you the best rate in the market and up to 240-month terms on your loan. With our pre-qualification process, we are typically able to provide same day approvals and some of our lenders can fund your loan in as fast as 24 hours.

How Does Your Pre-Qualification Not Affect My Credit?

Boatzon conducts a soft pull on your credit file, which does not negatively affect your credit score. Be cautious, other companies may conduct a hard credit inquiry, which may impact your credit score and stay on your credit reports for about two years.

Will I receive A Pre-Qualification Letter?

Yes! We will send you a pre-qualification letter to your email address if you would like to provide to a dealership or seller.

How Long Does It Take To Get Approved?

We try to get an approval status for you the same day. Of course, depending on the time of day you submit your pre-qualification. If you submit your pre-qualification before 3 PM Eastern Time, we will work hard to provide you with an approval status the same day.

What Is the Minimum Credit Score Needed?

Our minimum credit score is 680. We work hard and help you get approved, even if you have a slightly lower credit score. Keep in mind, lower credit score can mean higher APR rates for a boat purchase.

What If I’m Still Deciding Between Boats?

That’s ok! Your pre-qualification is good for 30 days and you have time to find your perfect boat.