Quick and easy Pre-Qualification
for boat engine loans

Boat engine financing allows you to finance just the engine rather than the entire boat. It’s often used when repowering, or replacing old engines, buying a new boat without an engine, or upgrading your engines.

Boatzon offers unsecured personal loans, dealer or manufacturer financing, and credit union or bank loans.

Loan terms usually range from 2–10 years, with interest rates between 7%–15%. Minimum financed amounts are typically $5,000–$10,000 with 10–20% down payments.

Required documents include the engine invoice or quote, proof of income, credit application, identification, and sometimes the vessel or engine identification numbers.

Yes. Boatzon requires a credit score of 700 or to receive better rates and terms.

Yes, if the engine is purchased from a certified dealer or meets certain warranty and age requirements. Rates may be higher.

Boatzon allows installation, rigging, and accessories to be bundled into the total loan amount with a detailed dealer invoice.

Boatzon can approve your engine loan within 24–48 hours.

Yes. Refinancing can lower your rate, shorten the term, or combine multiple marine debts.

Yes. Pre-approval helps determine your budget and rate, making the buying process faster and smoother.